![]() ![]() The app does not allow you to transfer credits from one merchant to another.įlexi Finance allows customers to purchase items on installment directly from their partner stores. Users need to apply for credit for each merchant they plan to shop in. ![]() ![]() Plentina is unique among its competitors as it uses a voucher system to provide credits to its users. Plentina also lets you pay your bills and top up your gaming accounts through its app. You can also use your Plentina credit limit in pharmacies and convenience stores like the Generica Drugstore, Southstar Drug, and 7-Eleven. Aside from e-commerce giants Lazada and Zalora, Plentina also provides financing to buy airline tickets in Agoda and Philippine Airlines. The company offers financial assistance to purchase from a wide range of shops. However, as of November 2021, Plentina is offering three-month installment loans as it caters to a growing number of e-commerce partners. The company first launched in October 2020, initially offering 14-day loan terms for its early users. Plentina is one of the Philippines’ newest fintech and “Buy Now, Pay Later” programs. Akulaku focuses its business only on four countries: the Philippines, Vietnam, Indonesia, and Malaysia. They can use this credit to purchase items in its e-commerce shop and pay in installments for 12 months or less. However, TendoPay only accepts Banco de Oro Unibank and UnionBank accounts payments.Īkulaku offers up to PHP25,000 in credit for qualified users. They can also pay through online banking. For over-the-counter payments, you can pay through the following: TendoPay lets you pay through e-wallets like GrabPay, GCash, and Paymaya. The approval process is also very convenient – you’ll receive an SMS informing you of the result to your registered number. You only need to present one valid ID and 1 document that provides proof of income to qualify. TendoPay’s requirements are not so stringent compared to other providers. Users can download the app or go to its official website to apply for an account. TendoPay also lets you repay it in full on your due date or stretch payments for up to 2 months. These partners include Zalora, Lazada, Anson’s, 7-Eleven, Timex, Tobey Sports, and Samsung. TendoPay lets you pay for your purchases on credit with any of its merchant partners. ![]()
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